LCEF

When you invest with
Lutheran Church Extension
Fund (LCEF), your
investment not only grows
in numbers, but it also
contributes to the growth
of LCMS ministries all over
the world.

Investing in LCEF is
investing in the future
of the church. We offer
various investment options
for LCMS individuals,
congregations and
organizations.

LCEF provides a wide range
of loans to congregations,
schools, school associations
and Recognized Service
Organizations (RSOs) of the
LCMS.

Mortgage loans are
available to Rostered
Church Workers
(RCWs) (Ordained and
commissioned, active or
emeritus) through LCEF.
Features include low down
payment options and no
private mortgage insurance
(PMI) requirement.

LCEF partners with LCMS
congregations, RSOs and
LCMS districts to offer
ministry solutions that
define opportunities,
design solutions and align
resources that propel the
Kingdom forward.

We discover with you
where God is leading and,
with your leaders, design
creative and relevant
solutions for what is ahead.

LCEF believes that
“ministry should dictate
real estate” and not the
other way around, and so
the RES team was formed
to help you to help develop
and/or execute the best
strategy to support your
ministry objectives.

Whether working with
an individual church,
organization or district,
this team becomes an
extension of your ministry
to help you best steward
your entrusted assets.